Children’s Privacy Notice


Cois Sionna Credit Union Limited is concerned about children’s privacy. The websites that we operate provide a forum for all of our members, including children, to view our products and what is happening in our Credit Union world. While we encourage children to participate appropriately in our websites, their privacy is extremely important to us. This Children’s Privacy Statement explains our information practices in connection with information provided by children under the age of 16 on websites that link to this Children’s Privacy Statement. The websites are controlled and operated by us from Ireland and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the Republic Of Ireland. Our goal is to minimise the information gathered from and disseminated about children under 16 while permitting them active participation in the trustworthy information, education and independent voice for which Cois Sionna Desmond Credit Union Limited is known.

  1. How We Collect and Use Information from Children

Children can explore the websites, and can view and print reviews, comments and other content without providing any personal information. We do not permit children under 16 years of age to become an on-line banking user. We may use information collected from children during the exploration of our Sites in the following manner:

  • To confirm the child’s account
  • To determine the child’s current age in order to respond to any queries in an appropriate manner.

Children may post comments on our websites provided they are eligible users of said websites. We moderate all postings including children’s postings to remove personal information, and we encourage parents to discuss with their children why they should NEVER include personal information in comments posted to the websites. Children may also participate in other online activities, such as polls. All members, including children, have the ability to delete their postings to the websites. Or the member can send an email requesting deletion to, noting their name and date of the comment. It is possible that deleted reviews or comments will remain in our system (such as in backups of our data), but they will not be visible through the Sites. Please note that your request or deletion does not ensure complete or comprehensive removal of the content or information, as, for example, some of your content may have been re-posted by another user.

When children interact with the websites, certain technical information may automatically be collected, both to make our websites more interesting and useful and for various internal purposes related to our business. Examples of information that is automatically collected include: the type of computer operating system, the device’s IP address or mobile device identifier, the web browser, the frequency with which the child visits various parts of our websites, and information regarding the online or mobile service provider. This information is collected using technologies such as cookies, flash cookies, web beacons, and other unique identifiers (which we define under the “Use of Cookies” section of our general Privacy Policy). This information may be collected by us or by a third party. Persistent identifier information is used by Cois Sionna Desmond Credit Union Ltd for the sole purpose of providing support for our internal operations, including in order to:

  • Ensure that the websites function properly
  • Enable us to conduct research and analysis to understand, address and improve the use and performance of the websites, and
  • Diagnose and respond to problems

We may work with third parties to perform site analytics and provide services to keep your user experience on the Site free of spam.

  1. What Information About Children Is Shared?

We do not disclose to third parties any children’s personal information that we collect other than as follows, consistent with applicable law: (a) with a parent’s permission, (b) as required by any applicable law, (c) to third-party service providers who help us operate or manage the Sites, (d) as part of aggregated data shared with third-party service providers, (e) to comply with legal process, (f) to respond to governmental requests, (g) to enforce our Terms of Service, (h) to protect our operations, (i) for assistance in fraud detection and prevention; (j) to protect the rights, privacy, safety or property of Cois Sionna Desmond Credit Union Ltd, your child or others, (k) to permit us to pursue available remedies or limit the damages that we may sustain, and (l) in connection with a disposition of all or a substantial portion of our business, assets or stock, such as a sale, merger, consolidation, reorganisation, joint venture, assignment, or bankruptcy or similar proceedings.

  1. How May Parents Access, Change or Delete Information About Their Child?

Parents may at any time access or change the personal information that we have collected online from their children. Parents may also ask us to cease further collection of personal information from their children, or to make no further use of, or delete, the personal information we have collected online from their children, in which case, the child’s account will be deleted. Parents may contact us at For your child’s protection, we may need to verify your identity before implementing your request. We will try to comply with your request as soon as reasonably practicable.

  1. How May Parents Raise Other Questions or Concerns?

If a parent has any questions or concerns about his or her child’s use of the Sites, we encourage the parent to contact us at