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MYCU Current Account
Get direct access to your credit union current account with the MYCU Debit Mastercard®. Bringing you all the features you have come to expect, delivered with the same local, trustworthy service of your credit union.
My day to day
|A full service current account.|
|Delivered with the local trustworthy service
of the Credit Union.
|Access to your money 24/7|
My card is
always with me
|Your MYCU Debit Card is part of the Mastercard network, accepted anywhere you see the Mastercard® acceptance mark|
|Can be used in-store, online or at an ATM|
Now there’s a faster, simpler way to pay with your MYCU debit Mastercard® at millions of place – on sites, in apps and in stores.
The MYCU Current Account lets you add your MYCU Debit Mastercard® to your favourite mobile device and online payment with Google Pay.
Pay in a safe, fast way using your MYCU Debit Mastercard® with Apple Pay. It’s the easy, secure, and private way to pay with your iPhone, Apple Watch, iPad and Mac*.
Mobile Wallet Terms and Conditions >
*For a list of compatible Apple devices, see support.apple.com/km207105
Cois Sionna Desmond Credit Union
Open a MYCU account today, whether you’re a member or looking to join.
Find out more at MYCU.ie Terms & Conditions Fees & Charges Mobile Wallet Ts & Cs Currency Conversion
MYCU Current Account FAQs
How do I open a MYCU Current Account?
If you are a member of a participating credit union and are aged 16 years or older then you can apply for a MYCU Current Account and Debit Card.
If you are a member of a participating credit union and a registered online banking user you can apply directly through online banking for your MYCU Current Account and Debit Card.
What documentation do I need to open a MYCU Current Account and Debit Card?
To open your MYCU Current Account and Debit Card, you will need a proof of identity, such as a valid passport or driver’s license, you will also need to provide proof of address, such as a household utility bill, bank building society or credit union statement or revenue commissioners balance statement or tax notification dated within the last 6 months.
Do I have to be a credit union member to apply for a MYCU Current Account and Debit Card?
Yes you must first become a member of a participating credit union in order to apply for a MYCU Current Account and Debit Card.
MYCU Debit Card FAQs
How can I get a MYCU Debit Mastercard?
To obtain a MYCU Debit Card you can apply for a MYCU Current Account and associated Debit Card by contacting your local participating credit union.
Where can I use my MYCU Debit Mastercard?
Your MYCU Debit Card can be used in-store, online or at an ATM. Your MYCU Debit Card is accepted globally anywhere you see Mastercard® Acceptance Mark.
Mastercard cards are accepted at millions of locations worldwide.
How and when can I start using my current account and debit card?
Once your application for your MYCU Current Account and Debit Card has been approved and processed you will receive your Debit Card and PIN via post (separately) within 5-7 days of your account being opened. Once you receive your Debit Card and PIN you will need to activate your card by completing a CHIP and PIN transaction at an ATM or Point of Sale terminal.
To find out more features of your MYCU Current Account and Debit Card visit www.mycu.ie.
To apply for the MYCU Current Account and MYCU Debit Card you are required to be a member of your credit union and be aged 16 years or older. Terms and conditions apply.
Overdrafts may be available to MYCU Current Account holders who are aged 18 years or older. Lending criteria and terms and conditions apply.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The MYCU Debit Card is issued by UAB PayrNet pursuant to license by Mastercard International Inc. UAB PayrNet is authorised by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions (ref LB001994).
Google, Android and Google Pay are trademarks of Google LLC.
Apple, the Apple logo, Apple Pay, Apple Watch, Mac, MacBook Pro, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.