How To Apply

As a member of Cois Sionna Desmond Credit Union Limited you are entitled to make a loan application.  Loan applications can be made for any purpose such as agricultural, car, educational, home improvements, special occasions such as holidays etc.

How to apply:
Information required:
  • Proof of Income– 3 recent payslips and 3 Month recent bank statement
  • Proof of address– Utility bill or bank statement – dated within the last 3 months
  • Additional information on request– i.e. proof of purpose etc.


Top up loans:

You can also apply for a top-up on an existing loan at any time; you don’t have to repay one loan in full before applying for another.  However, Cois Sionna Desmond Credit Union Limited urges our members to make reasonable repayments before re-applying for top-up loans.

Warning – This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.


Loan Application processing time:

Loan applications are considered promptly and in the strictest confidence by either a Loans Officer or the Credit Committee.  It is our policy to turn around loan decisions promptly.